Fast
Track Program
That’s right - finally,
a program designed to help you get out from under your mortgage – the Wachovia
Fast Track Short Sale Program.
If
you are presently a borrower with Wachovia, World Savings, Goldenwest Financial
or Wells Fargo, and your mortgage is upside down due to declining home values, a
new program is in place to help you get out from under your mortgage and
potentially close on your short sale in 45 days or less – the Wachovia Fast
Track Short Sale Program
The Fast Track program offers many advantages compared to normal
short sales or foreclosure, as follows:
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Free – No Cost to You
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A “Cash for Cooperation”
incentive is being offered to help homeowners with the expense of moving –
ranges from $2500 - $5000
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You don’t have to be late on
your payments– minimize damage to your credit
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No hardship letter is required.
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No income, employment or other
financial documentation required.
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There will be no deficiency judgment
or promissory note required on 1st mortgages.
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We will negotiate to reduce or
eliminate any deficiency to a 2nd lienholder.
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Once an offer to purchase is
received, the approval process is typically 7-10 days.
We are proud to to be
amongst a handful of real estate professionals who are a part of this innovative
program, offering real mortgage debt relief to many homeowners.
As a trained Wachovia Fast Track agent,
I am in direct contact with your lender and my services are FREE to you,
the homeowner.
For more information
about the Fast Track short sale program, feel free to call us at: (239) 573-5340
or complete the form below.
A Wachovia Fast Track Short Sale could be your best solution to mortgage debt relief.
Do You Owe more than
your Home is Worth?
Struggling to Make Your
Mortgage Payments?
Loan Modification Denied?
Facing Foreclosure?
Home Affordable Foreclosure Alternatives Program (HAFA)
The Treasury Department
of the Federal Government passed the HAFA program to to provide a dignified and
confidential solution to homeowners who are underwater on their home or are
unable to keep up with their mortgage payments. It provides incentives to banks who cooperate with short
sales under the HAFA program. Many
of these banks are now offering CASH incentives to homeowners who cooperate with
short sales as well. Wachovia
has gone a step further, and introduced the Fast Track program which
incorporates many of the HAFA provisions plus the following additional
benefits……
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FREE – No Cost To You.
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Late Payments Not Required
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Cash Back Bank Incentives -
$2500-$5000 for Relocation Expenses
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Confidential and Dignified
Solution.
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Fast and Easy Qualification.
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All Loan Deficienies Waived.
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7 Day Approval Possible.
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Save Your Credit.
What is a Short Sale?
In simple terms, a short
sale is when the bank accepts a discount on their mortgage to allow the sale of
a property, to avoid foreclosure. A
short sale, in actual practice, is the most complex of all Residential Real
Estate transactions, so working with an experienced short sale professional is
extremely important.
What is the Wachovia Fast
Track Short Sale Program?
Wachovia
Bank has set up a new streamlined process for their short sales.
They are taking the lead in creating this process for homeowners with
Wachovia and World Savings loans to stop the amount of foreclosures, and to
dramatically speed up the time of short sale approvals.
Typical short sales can drag on for months, with the constant need to
provide financial documents through out the process. Under the Fast Track
program, no hardship letters, taxes, paystubs are required!
The Advantages of a
Wachovia Fast Track Short Sale Program:
Less Damage to Credit Rating:
A Foreclosure will severely damage your credit rating for seven years.
Wachovia will forgive all deficiences and report “settled for less than
owed” to the credit agencies after the short sale is completed – the least
damaging to your credit!
No cost to You:
All commissions, closing costs, etc. are paid by your lender.
“Cash for
Cooperation”:
The Wachovia “Fast Track” short sale program potentially offers $2500
- $5000 in cash incentive to you for relocation expenses.
Fast 7 Day Approval:
Wachovia is committed to approving your short sale within 7 days and
allows a Fast Track Agent to market your property as a “pre-approved” short
sale. Unlike a normal short sale, a
Fast Track short sale does not require a Hardship Letter, Tax Returns or
Paystubs.
All Deficiencies are
Forgiven:
The Wachovia “Fast Track” program insures that your loan indebtedness
is fully waived so you do not have to worry about them trying to collect a
deficiency after the short sale is approved – no promissory notes!
If you have a second lien on the property, we will negotiate with the
junior lienholder as well.
If
you have been considering a short sale, contact me to find out how a Wachovia
Fast Track Short Sale can be your best solution to mortgage debt
relief, help protect your loan
worthiness, while knowing your short sale is being handled by trained
professionals.
In
addition to successfully closing 98% of our short sale listings, my team and I
are trained
Wachovia Fast Track Specialists and are in direct contact with your lender--both
locally and nationally.
My services are free to you. As
a designated Fast Track Agent, my team and I will get your short sale approved
by your lender usually within one week.
You must realize that each situation is unique, based on the amount you owe on the mortgage, the valuation of the subject property, etc. Once we receive some basic information from you, our team of short sale mitigators takes this information and researches the situation thoroughly, allowing you to consider all of your options.
We will then present
If you are presently a borrower with Wachovia, World Savings, Goldenwest
Financial or Wells Fargo, a Program is in place where you can close on your
short sale in 45 days or less.
Incentive up to $2,500 ... - $5,000 move out expenses – lender decides which
borrowers qualify for this incentive.
Approval in about 7-10 days
I work directly with the local Short Sale Manager in Lee County, where your
short sale can be approved in as little as one meeting between yourself, the
local Short Sale Manager.
As a Realtor it's not only my job, it's my passion to provide the help you need
when you need it.
Give me a call or send me an email to set up a FREE consultation with any of
your questions regarding the foreclosure and short sale process.
IMPORTANT
NOTICE
"MARS" Mortgage Assistance Relief Services from the FTC
Professional Realty Consultants or Mark Ary is not associated with
the government, and our service is not approved by the government or your
lender. Even if you accept this
offer and use our service, your lender may not agree to change your loan.
If you stop paying your mortgage, you could lose your home and damage
your credit rating.